10 calculators
Loan Calculators
Work through payments, interest, repayment schedules and payoff options.
These calculators cover different stages of a fixed-rate loan. Use the Loan Calculator for a new loan's payment, total interest and full schedule. If you already know the question you need to answer, use the more focused tools: the Extra Payment Calculator measures the effect of paying more each month, the Loan Payoff Calculator estimates when a current balance will clear, and the Loan Comparison Calculator compares two offers on the same amount.
The tools use monthly reducing-balance interest for fixed-rate borrowing. Many personal, car, education and home loans use that convention, while others accrue interest daily or follow different fee and rounding rules. Check the assumptions on the calculator page against the lender's agreement or statement before relying on the estimate.
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All loan calculators
How to get the most out of these calculators
A monthly payment only tells part of the story. Two offers can have similar payments and quite different interest totals once the term and fees are included. Keep the amount borrowed the same when you compare offers, then change the rate, term and fees one at a time. The comparison calculator also shows whether an upfront fee earns itself back through a lower payment.
For an existing loan, try an extra monthly payment and look at both the new payoff date and the interest saved. The Early Loan Payoff Calculator works in the other direction: choose a target date and it estimates the payment needed to reach it.